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Ongoing Review

To help keep your plans ‘on track’ we would normally recommend that we meet at least once a year to complete a structured ‘financial review’. You are of course free to contact us at anytime during the year should you require our advice or help.

We will agree the items to be included within your annual review at the time of concluding the initial financial planning process.

Our ongoing review includes:

Update on your circumstances - identifying any changes to your personal or financial circumstances and how these may impact on your financial plan

Strategic Review - a review of your risk profile and financial objectives

Investment Review - a review of the past 12 month’s portfolio performance against the agreed ‘Investment Policy Statement’

Investment Action Plan - implementing of any changes to your investment strategy including:

  1. Rebalancing your portfolio to ensure that it remains within the recommended asset allocation 'model'
  2. Restructuring your portfolio to reflect any changes identified in the strategic review
  3. Managing your investments to ensure that you maximize tax efficiency i.e. switching monies to utilize annual ISA allowances etc.

Financial Planning Update - an update of opportunities and threats created by changes to taxation, pension and other related financial legislation

Document Review - sorting through any provider/financial paperwork you may have received during the year

Professionals’ Update - providing updates to your accountant and other advisers as requested i.e. providing consolidated end of year tax statements


The value of your investment can fall as well as rise and you may get back less than the original amount invested.